Lifestyle Planning

It is exactly that, a financial plan designed and built around your financial future and the lifestyle you want to lead.The same two questions continue to be asked: am I going to be OK financially? Do I have enough money for the rest of my life?

Clients come to us, usually with an immediate problem: you may be worried about your pension, investment fund, have been offered a pension transfer, or perhaps have a tax issue. This is not uncommon, but you actually need our advice on much more than a product or investment fund.

What you really need is for your Planner to take the time to get to know you: what are your fears, aspirations, perceived problems, family setup, and where you would like to be in the future?

Without the skill of a true Lifestyle Financial Planner this is almost impossible to answer and, at HNW Advisory, we will give you a true and frank answer around these important questions. This may not always be the answer you are looking to hear, but we believe honesty is the best policy.

So, let’s dig deeper. What is a lifestyle financial plan?

Quite simply, it is a detailed plan that foresees what your financial future will look like based on your goals and many other factors including current income and expenditure, investments, future expenditures, future returns and more. We do this by using comprehensive planning software that considers all current and future financial aspects and predicts the potential effects of major decisions or life events on your finances.

This plan is tailored to your requirements and is unique to each person. It helps people realize their current financial circumstances that most are completely unaware of, taking away any fears of money and finances you may have.

The plan is ongoing and adapts to changing circumstances, as we feel that preparing is much easier than repairing any damage.

Therefore, a Lifestyle Financial Plan is not managing your assets in isolation, nor is it a financial product. Although, both of these may help you to achieve the goals in your financial plan.

If you’re always racing to the next moment, what happens to the one you’re in? Slow down and enjoy the moment you’re in and live your life to the fullest.

Enjoy the ride

Let us take the mystery out of financial planning so you can focus on what matters.